---
title: Energize Delaware Home Energy Loan Program
description: The Energize Delaware Home Energy Loan program is for qualifying Delaware homeowners looking to finance energy-saving home improvements.
---

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- [Contractors](https://www.deseuhp.org/contractors) 
    - [How to Participate](https://www.deseuhp.org/how-to-participate)
    - [Apply Now](https://www.deseuhp.org/apply-now)
    - [Program Incentives](https://www.deseuhp.org/contractor-incentives)

The Energize Delaware Home Energy Loan program is for qualifying Delaware homeowners looking to finance energy-saving home improvements. The low-cost loan helps Delawareans make their home energy efficient while minimizing out-of-pocket costs. As a participating contractor in the HPwES program, you will also want to become a participant for the following reasons:

1. **It’s an easy sell.**

The loan program is an affordable option when explained to the customers correctly. Check out the list of details below to use as selling points:

- Special 5.99% unsecured (no collateral or lien) financing *(most banks will require a lien on the home or collateral for a much higher interest rate)*
- Loan amount from $1,000-$30,000 *(customer can get more done at once to increase savings and comfort)*
- Up to 10 years to repay *(customer can set smaller payments if on a fixed income)*
- No prepayment penalty *(customer can pay back if they come into additional money without a charge)*
- Easy to apply online with quick turnaround

1. **It’s easy to receive payment.**

This loan program is designed to pair seamlessly with the HPwES program. The eligible projects covered by the loan are the same as HPwES's rebate-eligible projects. Once the customer's terms are determined and the loan approved, payment is given directly to the contractor. The contractor is not charged a fee for this service, and all funds are deposited directly into a checking or savings account. The customer can apply for the loan online and be approved within a few business days.

1. **It's easy to start up.**

Before a loan can be approved for a contractor to receive payment, the contractor must be a participant of the loan program. This can be done by applying online at [http://greengrantdelaware.com/contractor-reg/](http://greengrantdelaware.com/contractor-reg/). The contractor will provide basic company and banking information. There is a one-time $100 fee, and this is the only fee associated with the program. After the registration is sent, the contractor will be asked to provide a copy of their Delaware state business license to [customerservice@greengrantdelaware.com](mailto:customerservice@greengrantdelaware.com). The contractor will be notified within a couple business days if they are added to the list of participating contractors.

 

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